Refund Processing & Vigilance
👉 Refund Process Timing
>> Starts after e-verification of the return.
>> Takes 4-5 weeks to receive the refund.
>> If delayed, check for discrepancies in ITR via email from the IT Dept.
👉 Pre-requisites for Refund
>> Valid User ID and Password.
>> PAN linked with Aadhaar.
>> ITR filed with a refund claim.
👉 Common Reasons for Refund Failure
>> Bank account not pre-validated.
>> Mismatch between the bank and PAN details.
>> Incorrect IFSC code.
>> Bank account Closed.
👉 Vigilance Against Fraud
Be cautious of deceptive calls or social media notifications about tax refunds. Here are some measures-
>> Don’t Reply to suspicious emails.
>> Don’t Open Attachments from Unknown
>> Avoid Clicking Links in suspicious emails
>> Don’t Copy-Paste Links from these emails, they might redirect you to fraudulent websites.
>> Regularly update antivirus, anti-spyware, and firewall software.
👉 Reporting Income Tax Refund Fraud
>> Forward Suspicious Emails/URLs to webmanager@incometax.gov.in or incident@cert-in.org.in.
>> When forwarding, include the email’s Internet header for better tracking.
>> Delete the phishing email after reporting.